Terms of service

WEBSITE TERMS OF SERVICE

Last updated: August 7, 2026

AGREEMENT TO TERMS

These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and The Fancy Rat LLC ("we," "us," or "our"), concerning your access to and use of the thefancyrat.com website, as well as any other media form, media channel, or mobile website related, linked, or otherwise connected thereto (collectively, the "Site").

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms of Service. If you do not agree with all of these Terms of Service, then you are expressly prohibited from using the Site and you must discontinue use immediately.

Supplemental terms or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Service at any time and for any reason.

We will alert you to any changes by updating the "Last updated" date of these Terms of Service, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms of Service to stay informed of updates. You will be deemed to have been made aware of, and to have accepted, changes in any revised Terms of Service by your continued use of the Site after the revised version is posted.

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Those who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, to the extent local laws are applicable.

The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to make purchases on the Site or submit personal information to us.

INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Site is our proprietary property, and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content"), and the trademarks, service marks, and logos contained therein (the "Marks"), are owned or controlled by us or licensed to us and are protected by copyright, trademark, and other intellectual property and unfair competition laws of the United States and other jurisdictions.

The Content and Marks are provided on the Site "AS IS" for your information and personal use only. Except as expressly provided in these Terms of Service, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

Provided you are eligible to use the Site, you are granted a limited, revocable license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in the Site, the Content, and the Marks. This includes product photography, which may not be copied, reused, or repurposed without our written permission.

USER REPRESENTATIONS

By using the Site, you represent and warrant that:

All information you submit (including account, shipping, and payment information) will be true, accurate, current, and complete;
You will maintain the accuracy of such information and promptly update it as necessary;
You have the legal capacity to enter into and agree to comply with these Terms of Service;
You are at least 18 years of age;
You will not access the Site through automated or non-human means, whether through a bot, script, or otherwise;
You will not use the Site for any illegal or unauthorized purpose; and
Your use of the Site will not violate any applicable law or regulation.

If you provide information that is untrue, inaccurate, not current, or incomplete, we have the right to refuse any current or future order or use of the Site, or to cancel an existing order.

ACCOUNTS

If you create an account on the Site, you are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized use of your account. We reserve the right to remove or reclaim an account or username if we determine, in our sole discretion, that it is inappropriate, obscene, impersonates another party, or is otherwise objectionable.

PROHIBITED ACTIVITIES

You may not access or use the Site for any purpose other than that for which we make it available. As a user of the Site, you agree not to:

Systematically retrieve data or content from the Site to build a collection, compilation, database, or directory without our written permission;
Use a buying agent or purchasing agent to make purchases on the Site;
Use the Site to advertise or offer to sell goods or services;
Circumvent, disable, or interfere with security-related features of the Site;
Engage in unauthorized framing of or linking to the Site;
Attempt to trick, defraud, or mislead us or other users;
Make improper use of our customer support channels or submit false reports of abuse;
Use scripts, bots, data mining tools, or similar automated means to interact with the Site;
Interfere with, disrupt, or place an undue burden on the Site or the networks connected to it;
Attempt to impersonate another person or use another user's account;
Use any information obtained from the Site to harass, abuse, or harm another person;
Attempt to decompile, reverse engineer, or disassemble any software comprising the Site;
Upload or transmit viruses, malicious code, or any material that disrupts the Site's normal operation;
Upload or transmit spyware, web bugs, tracking pixels, or similar passive data-collection mechanisms not authorized by us;
Use the Site in any manner inconsistent with applicable law.

PRODUCT LISTINGS, PRICING, AND AVAILABILITY

We are an antique and estate fine jewelry business. Because our inventory consists largely of one-of-a-kind and vintage pieces, availability is limited and items may sell out or be removed from the Site without notice. We make reasonable efforts to describe and photograph items accurately, including noting age-appropriate wear, but antique and estate pieces are sold in the condition described in the listing, and minor variations from photographs (due to lighting, screen calibration, etc.) are expected and are not considered defects.

We reserve the right to limit quantities, refuse or cancel any order, and to correct pricing or typographical errors at any time, including after an order has been submitted, in which case we will notify you and issue a refund if payment was already collected.

Please refer to our Shop Policies page for information on shipping, returns, and order handling, which is incorporated into these Terms of Service by reference.

USER-GENERATED CONTRIBUTIONS

If the Site allows you to submit reviews, comments, or other content ("Contributions"), you represent and warrant that:

You are the creator and owner of, or have the necessary rights to submit, your Contributions;
Your Contributions are not false, inaccurate, or misleading;
Your Contributions do not violate the intellectual property, privacy, or publicity rights of any third party;
Your Contributions are not obscene, lewd, harassing, defamatory, or otherwise objectionable;
Your Contributions do not violate any applicable law or regulation.

By submitting Contributions, you grant us a non-exclusive, royalty-free, worldwide, transferable license to use, reproduce, display, and distribute your Contributions in connection with operating and promoting the Site. We do not claim ownership of your Contributions. We reserve the right, but not the obligation, to remove, edit, or decline to post any Contribution at our sole discretion.

GUIDELINES FOR REVIEWS

If you leave a review on the Site, your review must be based on firsthand experience, must not contain profanity, hate speech, or discriminatory content, and must not contain false or misleading statements. We may accept, reject, or remove reviews at our discretion, and reviews do not necessarily reflect our views.

THIRD-PARTY WEBSITES AND CONTENT

The Site may contain links to third-party websites or content that we do not control and are not responsible for. Accessing third-party websites through the Site is at your own risk, and these Terms of Service no longer govern once you leave the Site.

SITE MANAGEMENT

We reserve the right, but not the obligation, to monitor the Site for violations of these Terms of Service, to take appropriate legal action against anyone who violates them, to restrict or remove content at our discretion, and otherwise to manage the Site in a manner designed to protect our rights and the proper functioning of the Site.

PRIVACY POLICY

We care about data privacy and security. Please review our Privacy Policy, which is incorporated into these Terms of Service by reference. The Site is hosted in the United States. If you access the Site from outside the United States, you consent to having your data transferred to and processed in the United States.

We do not knowingly collect personal information from anyone under the age of 13. If we learn that we have collected personal information from a child under 13 without verified parental consent, we will delete that information as quickly as reasonably possible.

DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY

We respect the intellectual property rights of others. If you believe material available on the Site infringes a copyright you own or control, please notify us at the contact information below (a "Notification"). Please note that you may be liable for damages if you make material misrepresentations in a Notification; if you are unsure whether material infringes your copyright, consider contacting an attorney first.

Notifications should include, at minimum:

A physical or electronic signature of the person authorized to act on behalf of the copyright owner;
Identification of the copyrighted work claimed to be infringed;
Identification of the material claimed to be infringing, with enough information for us to locate it;
Your contact information (address, phone number, and email);
A statement that you have a good-faith belief the use is not authorized by the copyright owner, its agent, or the law;
A statement, made under penalty of perjury, that the information in the Notification is accurate and that you are authorized to act on behalf of the copyright owner.

Counter Notification. If you believe your own material was removed by mistake or misidentification, you may submit a written counter notification to us at the contact information below, including: identification of the removed material and its prior location on the Site; your consent to the jurisdiction of the Federal District Court for your address (or, if outside the U.S., for any district in which we are located); your consent to accept service of process from the party that filed the original Notification; your name, address, and phone number; and a statement under penalty of perjury that you have a good-faith belief the material was removed as a result of mistake or misidentification.

If you send us a valid, written Counter Notification, we will restore the removed material unless we first receive notice that the original filing party has commenced a court action to restrain you from engaging in infringing activity.

TERM AND TERMINATION

These Terms of Service remain in effect while you use the Site. We reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Site to any person, for any reason or no reason, including for breach of these Terms of Service or applicable law. If we terminate or suspend your access for any reason, you are prohibited from registering a new account under your name, a fake name, or the name of any third party.

MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove Site content at any time without notice, and we have no obligation to update outdated information. We cannot guarantee the Site will be available at all times and are not liable for any loss or inconvenience resulting from downtime, interruptions, or discontinuance of the Site.

GOVERNING LAW

These Terms of Service and your use of the Site are governed by and construed in accordance with the laws of the State of Florida, applicable to agreements made and to be performed entirely within Florida, without regard to its conflict-of-law principles.

DISPUTE RESOLUTION

Any legal action brought by either you or us (collectively, the "Parties") shall be commenced or prosecuted in the state and federal courts located in Broward County, Florida, and the Parties consent to, and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to, venue and jurisdiction in such courts.

The United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms of Service. No claim, action, or proceeding related to the Site may be commenced more than one year after the cause of action arose.

Informal Negotiations. Before initiating arbitration, the Parties agree to first attempt to resolve any dispute ("Dispute") informally for at least 45 days. Informal negotiations begin upon written notice from one Party to the other.

Binding Arbitration. If a Dispute is not resolved through informal negotiations, it will be finally and exclusively resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules and, where applicable, its Supplementary Procedures for Consumer-Related Disputes ("AAA Consumer Rules"), available at www.adr.org. You understand that, absent this provision, you would have the right to sue in court and have a jury trial.

Arbitration fees will be governed by the AAA Consumer Rules. Arbitration may be conducted in person, by document submission, by phone, or online, and will take place in Broward County, Florida, except where the applicable AAA rules or law require otherwise. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so.

Either Party may litigate in court solely to compel arbitration, stay proceedings pending arbitration, or confirm, modify, vacate, or enter judgment on an arbitration award. If a Dispute proceeds in court rather than arbitration for any reason, it shall be commenced in the state and federal courts located in Broward County, Florida, and the Parties consent to jurisdiction and venue there on the same terms described above.

If any part of this arbitration provision is found illegal or unenforceable, that portion of the Dispute will instead be decided by a court of competent jurisdiction in the courts listed above, and the Parties agree to submit to that court's personal jurisdiction.

CORRECTIONS

The Site may contain typographical errors, inaccuracies, or omissions relating to descriptions, pricing, or availability. We reserve the right to correct any such errors and to update Site information at any time without prior notice.

DISCLAIMER

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. YOUR USE OF THE SITE IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE SITE'S CONTENT AND WILL NOT BE LIABLE FOR ERRORS OR OMISSIONS IN CONTENT, UNAUTHORIZED ACCESS TO OUR SERVERS, INTERRUPTIONS IN TRANSMISSION, OR ANY BUGS OR VIRUSES TRANSMITTED THROUGH THE SITE BY A THIRD PARTY.

AS WITH ANY PURCHASE THROUGH ANY MEDIUM, USE YOUR BEST JUDGMENT AND EXERCISE APPROPRIATE CAUTION.

LIMITATION OF LIABILITY

IN NO EVENT WILL WE OR OUR OWNERS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF YOUR USE OF THE SITE SHALL NOT EXCEED THE AMOUNT YOU PAID US, IF ANY, FOR THE PRODUCT GIVING RISE TO THE CLAIM.

INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our owners, agents, and employees, from any loss, damage, liability, claim, or demand, including reasonable attorneys' fees, made by any third party arising out of: (1) your Contributions; (2) your use of the Site; (3) your breach of these Terms of Service; (4) your breach of any representation or warranty in these Terms of Service; or (5) your violation of the rights of a third party, including intellectual property rights.

USER DATA

We maintain certain data you transmit to the Site for purposes of operating it, as well as data relating to your use of the Site. Although we perform routine backups, you are solely responsible for any data you transmit, and we are not liable for any loss or corruption of such data.

ELECTRONIC COMMUNICATIONS

Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications from us, and agree that electronic agreements, notices, and disclosures satisfy any legal requirement that such communications be in writing.

CALIFORNIA USERS AND RESIDENTS

If a complaint with us is not satisfactorily resolved, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by phone at (800) 952-5210 or (916) 445-1254.

MISCELLANEOUS

These Terms of Service, together with our Privacy Policy and Shop Policies, constitute the entire agreement between you and us regarding the Site. Our failure to enforce any right or provision does not waive that right or provision. If any provision is found unlawful, void, or unenforceable, that provision is severable and does not affect the validity of the remaining provisions. No joint venture, partnership, employment, or agency relationship is created between you and us as a result of these Terms of Service.